Gun owners would have to buy liability insurance or they could face a $10,000 fine, under a new plan proposed by a group of House Democrats.
"For too long, gun victims and society at large have borne the brunt of the costs of gun violence," the bill's sponsor, New York Rep. Carolyn Maloney, said in a written statement. "My bill would change that by shifting some of that cost back onto those who own the weapons."
Supporters of the idea say most states require car owners to have liability insurance to cover damages their vehicles cause to others, so the same should be mandated for owners of firearms. Opponents argue that it adds an expensive burden for gun owners and infringes on Second Amendment rights.
The 'Firearm Risk Protection Act,' introduced by Maloney along with seven co-sponsors, would require gun owners to buy liability insurance and show proof of that coverage when they purchase a firearm.
Much like owning car insurance, higher risk gun owners would face higher premiums as determined by insurance companies, Maloney said.
Mandatory gun owner liability insurance is an idea that has been floated at the state level so far without success. At least six states have introduced similar legislation that has failed win approval, Fox News reports.
Via Congressional Record and Fox News. Story suggested by Politix user Medicinebow.