Jeff Bauman deserves a medal, not a medical bill. After his legs were blown off in the Boston bombing, his first act on regaining consciousness - before he was even able to speak - was to ask for a pen and paper and write that he'd seen the bomber. He helped the FBI ID the suspect while still in intensive care.
Unfortunately Bauman is now facing enormous medical bills. He is insured through his employer Costco (contrary to earlier, incorrect reports that he was uninsured). But insurance won't cover the full cost of his surgeries, prosthetic limbs, physical therapy, and rehabilitation, so his friends have started an online donations page to help cover his treatment. They've already raised $300,000 of their $1 million goal.
It would seem to me that at a "city sponsored" and "city sanctioned" event, the city takes the risk of open invitation and security and should be responsible for any medical bills incurred by participants and attendees for damages outside the normal risk of participation.
In ways, I absolutely agree. Being a sanctioned event and being a terrorist attack, Boston and the federal government should at least help patients with their medical bills. This is why many athletic organizations have a policy called 'catastrophic insurance', surely local governments have a similar insurance policy. I don't think they should pay every dime of it, but at least match what insurance companies are paying and for those uninsured, pay a portion of their expenses too.
@in4longhaul Hey, Do some "fact checking". The Federal Government, The Mayor of Boston and the Police and firefighters immediately on day one after the bombing established funds for families and victims! Over $2, 000,000 raised in the first few hours. There is no predicting what ultimate medical costs will be. I'm certain that Jeff Bauman and his family are focusing right now on healing and getting through each new development in his medical condition!
In an businessinsurance.com article discussing potential business insurance claims from Boston business losses during the lockdown comes this interesting tidbit, "Most property and casualty coverages have terrorism exclusions, raising an interesting issue if the Secretary of the Treasury does not certify the Boston Marathon bombing as a terrorist act, as would be required to trigger the Terrorism Risk Insurance Act of 2002, Mr. Ellison said.“By the Secretary of Treasury never certifying this as an act of terrorism, does that mean this is terrorism for other coverages,” he wondered."
What about the unfortunate many who do not have friends like that? What about the many who lack the high profile of this unfortunate individual? People in other countries are not saddled with these enormous, unpayable medical expenses.
I think that the stuff that so-called "insurance" is allowed to get away with these days should be considered criminal...These guys, gleefully take your money (in the form of premiums) and then, pay next to nothing, in a lot of cases,----When you need it the MOST!....And yet the law allows them to call how they are screwing people..."insurance" ....More & more, we can clearly see why we need a much better system than what we currently have now!
If you have medical insurance, it should pay your medical expenses. I hope that he and the other people who were wounded in those blasts do not get bankrupted because their insurance does not cover the costs that they incur while healing.
Not meaning to diminish Mr. Bauman's contributions to locating the suspects in this bombing, but I would call him a victim and a witness, not a hero. The heroes were the ones who saved his life and the lives of the other victims through quick action, and the ones who apprehended the suspects.
Hey @Dan_Tien, good point about the language. I was a little on the fence about calling him a hero, and as you see I changed the headline. I used "hero" to begin with because I was impressed that Bauman's first act on regaining consciousness was to make sure he got his eyewitness testimony to law enforcers. I imagine that at the time he would have been in great pain and/or shock.
@PolitixMary I understand your point. It was admirable that he could get past the shock of losing his legs and provide information that may well be responsible for the quickness that authorities singled out one of the suspects from the pictures and videos. He was in grave danger, and it probably occurred to him that giving the description could be his final act. It just seems that "hero" is being used on so many occasions these days that it has lost its former meaning. Thanks for the response.
We as a nation should come together, gather the funds for medical treatment of the victims. Anything not covered by insurance could be paid by a fund we put together, the victims are in fact victims not of their choosing. We are a very charitable nation and should remember this, it is what makes us great. Help your neighbors if possible.
Coverage is coverage, however if an insurance company wanted some great advertising, if they would take a million off the top of their CEO's bonus and donate it to the people they have covered it would show they have a heart. That being said I doubt if 1 million will be enough.
Well that's smarter than expecting help from charities or Obamacare. At least people donating directly to him will know that he will get 100% of the donations, as opposed to about less than 60% from most organizations.