Could cranking out a racist screed on your laptop just before bed ruin your credit score, making it next to impossible to get a loan? Yes, if certain techno-trends are any indication.
on efforts by a number of high-tech startups to help banks determine credit risks based on a history of rude online behavior. A past that includes typing in ALL CAPS out of anger on Facebook, or making racist remarks on Twitter, could be considered an indication of one's poor credit risk. And while any connection between such actions and loan worthiness sounds far-fetched, there appears to be a legitimate link.
"We can correlate almost exactly productivity, their success at work, to positivity on social media pages," says Heidi Golledge, founder of CareerBliss.com, who believes that when it comes to creditworthiness, the same correlations are at play.
Think you'll get around the problem by simply ditching Facebook? Be warned: having a thin to non-existent online presence is being increasingly treated with suspicion
by society's all-seeing eye...
Via TIME and Forbes