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  • #11
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    This has nothing to do with government. It has to do with corporatism. The end of our country as we know it has to do with corporatism.

    Companies are invading our privacy, controlling our personal lives, telling us what we can and cannot do and say, withholding jobs and opportunities based on how we view the world, and will now deny us credit because of our personal opinions.

    Yes, people. Blame government all you want; but the true demise of this nation is business and it's power over the rest of us.
  • #6
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    Just more control. They at working on all the amendments now. I don't support racism but even a racist could have good credit.
  • #12
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    @harold_lloyd Up yours Harold-I have a job and do not have the hours for research. Keep your assinine comments to yourself when addressing me.
  • #17
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    @MadAmerican
    It's tough to address you in any other terms, you seem to have strong opinions based on very little knowledge.

    With your attitude and your ignorance, you must be a teabagger in elected office.

    ...or just a jerk.
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  • #28
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    The first amendment is based upon the words of Enlightenment philosopher Voltaire. He wrote "I may not agree with what you say but I defend to the death your right to say it." Who, pray tell, is going to determine what is racist and what is not? The lyrics of some rap songs might come under this category but can also be considered "art." Are we going to give a pass to African Americans if they post these lyrics but penalize Caucasions who post the same words as racists? Some years ago the courts wrestled with the matter of defining pornography. They were unable to define it as to some an object might be offensive but to others it is art. Certain words and expressions have become part of the vernacular. In other cases it is not what we write or say but how someone else interprets it. Much has been made of the Mark Twain classic, Huckleberry Finn because of the author's use of racist terms. Twain's intent was quite the opposite, to raise social consciousness and to satirize the carpetbaggers and scalawags and other vermin who would exploit the intellectually deficient and the the freedmen for personal gain. It's about context. Huckleberry Finn was not the celebration of childhood as Tom Sawyer was. It was a bitter indictment a societal values or their absence in his time.
  • #7
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    LMAO this made me laugh because it's so ridiculous and Orwellian. Guess everyone on this site just took a credit rating hit! Opps!:-D
  • #97
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    By way of what ? More taxes or interest from the 'thought police'? If this is what America is coming to , Lord I pray the next big asteroid hits us dead on so our children don't grow up to live as 'worker bees' in a controlled, science fiction world.
  • #73
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    It's a gross infringement on one's First Amendment Rights. It's also a sneaky back-door avenue to approve/deny one based on their political ideals. No, the credit bureaus and loan agencies need to stay out of social networking sites of applicants. Credit scores should be based solely on financial history as it currently is. Another related point here, for those with FB, Twitter, etc. I would put those security settings on high that way these agencies can't check your profile.
  • #58
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    Communism has been declared the official form of government in the USA!
    Who gets to decide what is racist? According to liberals, anyone who disagrees with Obama's policies is a racist. Big Brother is watching.
  • #107
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    A lie, followed by an obvious question, followed by another lie, followed by common knowledge to anyone who reads internet privacy statements.
  • #52
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    For once Iam happy to see the liberal media useing the picture of a man from another race besides white when printing articals concerning racism. But you can bet your sweet ass you will never see a picture of a black man being used in an artical as being a racist.
  • #23
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    "A past that includes typing in ALL CAPS out of anger on Facebook, or making racist remarks on Twitter, could be considered an indication of one's poor credit risk. And while any connection between such actions and loan worthiness sounds far-fetched, there appears to be a legitimate link."

    Ok I can see where this shows impetuousness but to deny a loan over it, that seems unwarranted.
  • #83
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    Okay....interesting....look... .if congress can continue getting loans based on their....less than savory business practices and continuing to tank the economy how does what one says or not say on these social nets impact anything? Indeed....this is a violation of privacy on so many levels it isn't even funny....

    How about progressive liberal companies like Facebook and GE that don't pay taxes? This would show an irresponsibilty on major levels that should make the banks deny them loans....
  • #5
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    Racism has nothing to do with your ability to make timely monthly payments. It certainly is repugnant, but not exactly an indication of financial weakness.
  • #31
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    not according to the studies done by the folks who came up with this. they say that there is a direct correlation between your hatred and how you function in other areas of your life... like paying your bills.
  • #36
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    @falco_alba btw... it's fine now, but let one hateful comment slip out online and see how long that lasts... and no, it's not really messed up. there is absolutely no such thing as 'anonymity' online.
  • #41
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    @dances-weebles

    I say don't discriminate. Hate people equally and it's not prejudice at all. I was raised to judge based on words and actions, not characteristics. As far as I'm concerned, most people suck. But I have no reason to be pessimistic this weekend.😄
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  • #14
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    You'd be surprised at the stuff connected with credit scores, and FarceBook, and credit card companies with purchase history.
  • #19
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    Personally, I think it is a low point using on-line social networking as a benchmark for being "team players" on the work front. Little ol ladies become raving maniacs where anonymity is concerned.
  • #84
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    @KyleMFb The lower a FICO score the higher the interest rates or houses, credit cards and insurance. If you don't pay your bills on time or as agreed with creditors you are a higher risk than someone with an excellent payment history.
  • #22
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    like yours? what's your real name, address and telephone number? what are your childrens' names and where do the attend school/church?

    you'e faked an identity. in fact, you're not even a 'conservative'. you only say that for the sake of argument.

    not only that, but there is no way that you can 'fake' your identity. as soon as you connect to the internet both the state and federal gov'ts know who you are and where. they can also access absolutely everything that you say... didn't you know?
  • #34
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    @dances-weebles and you wonder why I fight so hard to defend the constitution ? Privacy rights are just as important as first or second amendment rights. I don't cherry pick when it comes to the constitution.
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  • #112
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    What you really want to do is not buy things you cannot yet afford. Our forebearers knew that credit is the devil.

    But even if banks were to start denying loans to people who yell on Facebook, it would only allow another bank to swoop in and make those loans, with little competition.
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